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Membership Rewards Program

The merchants represented are not sponsors of Polam FCU or otherwise affiliated with Polam FCU. The logos and other identifying marks attached are trademarks of and owned by each represented company and/or its affiliates. Please visit each company’s website for additional terms and conditions.

Today’s Rates

30 Year Adjustable Rate from 6.50% *APR
5 Year Fixed Rate from 7.50% *APR
1. Rates, terms, conditions, and availability are subject to change or withdrawal at any time and without notice. Nothing herein is or should be interpreted as an offer or commitment to lend. Loans are subject to credit and property approval. Other conditions and restrictions may apply. Hazard insurance may be required. NMLS ID Number is 853793
2. APRs are based on the following: Conforming (except 5/5 ARM products): Loan amount of $417,000.00 + closing costs. High Balance Loan amount of $625,500.00 + closing costs. Jumbo (except 5/5 ARM products): Loan amount of $850,000.00 + closing costs. Mortgage rates shown are based on a 30-day lock for the rate and term refinance of a primary residence. Under certain circumstances, a 30-day rate lock may not be available.
Savings 0.65% **APY
12 month CD1 2.25% **APY
24 month CD1 2.75% **APY
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.
1Minimum opening balance: $5,000.00
New Auto Up to 84 months 5.95% *APR
Used Auto Up to 72 months 6.95% *APR
– Rates subject to change without notice
– For other terms and conditions please refer to product information page.

News & Articles

  • How to Prepare a Christmas Budget
    The holiday season is a time of joy, celebration, and giving, but it can also put a strain on your finances if you’re not careful. Overspending on gifts, decorations, and holiday events can quickly turn the season from merry to stressful. Creating a Christmas budget helps you enjoy the festivities while staying in control of …
  • Get Ready for Tax Season
    As the year winds down and the holiday season fills our calendars, it is easy to forget that tax season is just around the corner. The good news is that with a little preparation now, you can make the process smoother, faster, and even more rewarding. Here are a few simple ways to get ahead …
  • Enjoying the Thanksgiving Weekend with Polam
    Thanksgiving weekend is more than just turkey and pumpkin pie – it’s a time to slow down, connect, and make memories with the people who matter most. Whether you’re hosting family, exploring your neighborhood, or enjoying some well-deserved relaxation, here are a few ways to make this Thanksgiving weekend special. Create a Family Tradition Start …